Borrow between $100 to $500k as soon as tomorrow.

Do More With a Personal Loan That Can Meet Your Needs.

We Work For You

Bayaloans manages an expansive network of lenders to provide our customers with premium access to personal loans. Request up to $15,000 through one simple online form, 24 hours a day, 7 days a week. Our lenders offer both installment and short-term loans, connecting you with the loan that works for you.

Money As Soon As Tomorrow

Whether you are behind on bills, have an unexpected expense or simply want to take a vacation - Bayaloans provides the fastest access to the funds you need so you can accomplish your financial goals without delay. Once you are connected with a lender in our network, funds are typically deposited as soon as the next business day provided the request is received before 5pm CST.

All Credit Types Accepted

Bayaloans network of lenders offers a full range of loans for people with excellent credit as well as bad credit. If you are 18 years or older and have a regular source of income, you can use our online form.

Build Your Credit

Several of the lenders in Bayaloans network report on-time payment to credit agencies, which can ultimately improve your credit score.

Your Security & Privacy are important to us

All data processed through this site is encrypted with the latest 
256-bit SSL encryption technology
 to ensure your information is safe

When you see the OLA seal, you can trust you’re working with a company committed to the highest standards of conduct,

dedicated to ensuring the best possible experience for their customers, fully compliant with federal law, and working hard

to protect consumers from fraud.



You’re in great hands with Bayaloans.

Our team is dedicated to providing real financial solutions for our customers each and every day.
Request up to $15,000 and receive a decision in real-time.



Get started simply and securely with Bayaloans.

Requesting a personal loan and receiving your funds has never been easier.
Request Online in 5 Minutes

Our secure form only takes a few minutes to complete. The process is completely online – no lineups and no waiting. Our form is also optimized for both iOS and Android browsers for on the go requests.

Sign For Your Loan & Collect Your Funds

Once we have connected you with a lender, review and e-sign your loan agreement on the spot. Money is usually deposited into your bank account as soon as the next business day.

To request a Personal Loan, you’ll need:
  • Full Name
  • Full Name
  • Address Information
  • Income Information

Address your financial situation in 5 minutes or less

Needs can change over time or suddenly. Bayaloans empowers you to do more regardless of your credit. Get started now!

Bayaloans is not a financial institution, lender, loan broker, or an agent of a lender or loan broker. Bayaloans does not make loans, is not involved in the loan approval process, and is not involved in a lender’s decision-making process in any way. Bayaloans is a free, no obligation service, that introduces prospective borrowers to prospective lenders who offer Personal Loans. Bayaloans merely provides a means for persons seeking personal loans to possibly connect with lenders who can provide those loans. In order for Bayaloans to facilitate such a connection, a prospective borrower is required to provide certain information in order for the lenders that Bayaloans works with to determine whether they might be interested or able to lend money to a prospective borrower. Bayaloans receives compensation from the lenders who, based on their criteria, determine that a potential borrower appears to meet their lending criteria (a “Lead” or “Leads”). 

The lenders who compensate Bayaloans for Leads may request that introductions and Leads be based on information provided by prospective borrowers including social security number, address, phone number, employment history, bank account information etc. However, the information you submit on this website is not an application. It is information required by the lenders we work with in order to determine whether there’s a potential fit between a prospective borrower and a lender. Bayaloans does not accept loan applications, does not collect loan applications, does not sell loan applications, and does not assist in the loan application process in any way. Prospective borrowers will need to fill out an application with any lenders they are connected to through this website. Prospective lenders may verify your supplied information with a number of independent verification companies including but not limited to: CLVerify, Teletrack, or Accurint. Prospective lenders may ask for additional information as part of their application processes. Bayaloans cannot and does not guarantee that a prospective lender will approve a loan in a certain amount or even that a prospective lender will approve you for a loan. Qualifying for final approval for a Personal Loan depends on many factors including, but not limited to: income levels, credit and state of residence Not all lenders will approve a loan for the full amount requested. Not all lenders will approve a loan up to $15,000. All requests are subject to credit approval by the lender and the exact terms of your loan will be determined and presented to you by your lender. Each lender uses their own policies to determine their terms.